Sunday, April 24, 2016

Paypal vs braintree for user to user payments

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I need a solution that allows UserA to make a payment to UserB. UserA is a registered account in a web service that has their information stored in the "vault". UserB has no registered account and would simply pay at checkout by entering a valid card number. The web service would take 2% of the payment that goes to I guess a separate account for the website.

I am trying to wrap my head around which payment service to use as this is the first time I am creating a service with money transactions involved. I like Braintree specifically from what I see:

  • Free up to first 50k (good for a small cloud based web service)
  • Drop in UI that handles the encryption side of thigns for me (so it seems)

My question is my solution requirements need me to seemily split up the transaction that UserB pays from a card into two places - a portion to UserA and a portion to the web service. Does Brain tree offer a solution that makes this possible as I see it is with Paypal Adaptive Payments

Just looking for a quick link to the documentation.

2 Answers

Answers 1

I think Braintree supports "Split & pay". Refer : You can designate a service fee with each transaction and Braintree will disburse the appropriate funds to you and your sub-merchant..

And Paypal of course supports Adaptive payments. Refer : Adaptive Payments

I think all you need is in the above links.

Answers 2

I've made already some applications with the requirements of yours, and if I was you, I would consider Paypal Adaptive payments, because through the API, you can select how you want to "split" the payment between the receivers.

Something Like This

check this page for the configurations : page with configs

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